ClosedHQ Privacy Policy

YOUR USE OF THIS WEBSITE CONSTITUTES YOUR AGREEMENT TO BE BOUND BY THESE TERMS OF USE.

1. Introduction.

ClosedHQ is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you use our real estate marketplace platform at closedhq.com ("Platform" or "Service").By using our Platform, you consent to the practices described in this Privacy Policy. If you do not agree with this Privacy Policy, please do not use our Platform.

2. Platform Description.

ClosedHQ is an online marketplace that connects real estate buyers and sellers interested in creative financing arrangements including but not limited to:

We facilitate connections between parties but do not participate in, guarantee, or endorse any specific transactions.

3. Beta Service Disclaimer

ClosedHQ is currently operating in beta. During this period:

4. User Eligibility and Registration

4.1 Eligibility

You must be at least 18 years old and legally capable of entering into binding contracts to use our Platform. By registering, you represent and warrant that you meet these requirements.

4.2 Account Registration

Users must provide accurate, current, and complete information during registration. You are responsible for:

4.3 Prohibited Users

We reserve the right to refuse service to anyone, including but not limited to:

5. Listing Requirements and Responsibilities

5.1 Listing Accuracy

All property listings must:

5.2 Seller Responsibilities

Sellers represent and warrant that they:

5.3 Creative Financing Disclosures

Listings involving creative financing must clearly disclose:

6. User Conduct and Prohibited Activities

Users may not:

7. Creative Financing Disclaimers

7.1 Educational Purpose

Information on ClosedHQ regarding creative financing strategies is for educational purposes only and does not constitute:

7.2 Risk Acknowledgment

Users acknowledge that creative financing arrangements may involve:

7.3 Professional Consultation Required

ClosedHQ strongly recommends that all users consult with:

Before entering into any real estate transaction, especially those involving creative financing.

8. Platform Services and Limitations

8.1 Service Scope

ClosedHQ provides:

8.2 Service Limitations

We do not:

8.3 Third-Party Services

Users may be directed to third-party services for:

We are not responsible for the performance or quality of third-party services.

9. Fees and Payment Terms

9.1 Current Beta Pricing

During our beta period, listing services are provided at no cost to users.

9.2 Future Fee Structure

Upon full platform launch, fees may be implemented for:

Users will be notified of any fee changes with reasonable advance notice.

9.3 Payment Processing

When fees are implemented:

10. Intellectual Property Rights

10.1 Platform Content

All content on ClosedHQ, including design, text, graphics, and software, is owned by ClosedHQ or our licensors and is protected by intellectual property laws.

10.2 User Content

By posting content, you grant ClosedHQ a non-exclusive, worldwide, royalty-free license to use, display, and distribute your content on our Platform.

10.3 User Responsibilities

Users must ensure they have rights to all content they post and that such content does not infringe on others' intellectual property rights.

11. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated by reference into these Terms.

11.1 Data Collection

We may collect:

11.2 Data Use

Information may be used for:

12. Disclaimers and Limitations of Liability

12.1 Platform Disclaimers

THE PLATFORM IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING:

12.2 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CLOSEDHQ SHALL NOT BE LIABLE FOR:

12.2 Limitation of Liability

Users acknowledge that real estate transactions involve inherent risks, and ClosedHQ is not responsible for:

13. Indemnification

Users agree to indemnify and hold harmless ClosedHQ, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from:

14. Dispute Resolution

14.1 Platform Disputes

Disputes between ClosedHQ and users will be resolved through:

  1. Good faith negotiation
  2. Binding arbitration if negotiation fails
  3. Arbitration conducted under American Arbitration Association rules
  4. Individual arbitration only (no class actions)

14.2 User-to-User Disputes

ClosedHQ is not responsible for resolving disputes between users. We recommend:

  1. Professional mediation
  2. Legal consultation
  3. Appropriate dispute resolution mechanisms

15. Termination

15.1 User Termination

Users may terminate their account at any time by contacting support.

15.2 ClosedHQ Termination

We may suspend or terminate accounts for:

15.3 Effect of Termination

Upon termination:

16. Legal Compliance

16.1 Fair Housing

All users must comply with federal, state, and local fair housing laws. Discriminatory listings or behavior are strictly prohibited.

16.2 Real Estate Licensing

Users engaging in real estate activities must comply with applicable licensing requirements in their jurisdiction.

16.3 Tax Obligations

Users are responsible for understanding and fulfilling their tax obligations related to real estate transactions.

17. Geographic Limitations

ClosedHQ services are intended for use within the United States. International use may be subject to additional restrictions and local laws.

18. Force Majeure

ClosedHQ is not liable for delays or failures in performance due to circumstances beyond our reasonable control, including natural disasters, government actions, or technical failures.

19. Severability

If any provision of these Terms is found unenforceable, the remaining provisions will continue in full force and effect.

20. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and ClosedHQ regarding use of the Platform.

21. Contact Information

For questions about these Terms, please contact us at:

ClosedHQ

Email: [support@closedhq.com]
Address: [Company Address]
Phone: [Phone Number]